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Beyond Passwords: Implementing The Vision continued
3. Hardware Tokens After initialization, whenever the user attempts to authenticate, she is prompted for a "passcode." In response, she types the number currently displayed on the token, followed by her Personal Identification Number (PIN). This interaction is similar to "normal" password authentication, so it fits well with many protocols and applications. If the user reaches the end of a 60-second interval, she may be prompted for another passcode, and of course she cannot authenticate if she's accidentally left her token at home. Replacing a lost token isn't as instantaneous as resetting a forgotten password. However, many organizations consider these to be minor inconveniences in light of the significantly stronger authentication that two-factor hardware tokens offer. USB hardware token functions vary quite a bit, but generally support more automation and multiple authentication methods, including digital certificates. For example, ActivCard's USB Key stores a user's private keys, passwords, and profiles for network access. The user plugs the key into a USB port on his computer and enters his PIN. Thereafter, he can be authenticated using any of the credentials stored on the keylegacy password, dynamic one-time password, or certificateas required by each of the systems and applications he communicates with. USB keys work with client software installed on the user's computerin this example, ActivCard Gold. There are many vendors that sell authentication tokens. Most sell an assortment of hardware, including fobs and USB keys and combinations thereof. Some also sell passcode-generator software to turn a small-footprint device like a PDA or Smartphone into a token. A few examples of vendors in the hardware token market include: Allocating tokens, replacing damaged or lost tokens, and purchasing the associated authentication server software does involve cost. For example, a 2004 Infrastructure Software and Systems Management survey published by the Susquehanna Financial Group stated that RSA Security's average selling price is about $40 per token with a typical three to four year life. Vendors do compete vigorously on token pricing and offer volume discounts, so consider this merely as one example, and do your own shopping.
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